Nationwide Hard Money for Fix & Flippers, Landlords, and Developers

Fast, asset-based loans for flips, rentals, and ground-up projects across the U.S.
Close in as little as 5–10 business days.

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Loan Programs

Fix & Flip

Short-term financing for investors acquiring and renovating properties for resale.

  • LTV/LTC: Up to 75-90%
  • Term: 6-12 months
  • Rates: Starting at 9-12%
  • Points: 2-3 points
  • Loan Size: $75K - $5M

Landlords / BRRRR / DSCR

Bridge loans for rental property acquisitions and stabilization.

  • LTV: Up to 75%
  • DSCR: 1.0x+ preferred
  • Term: 6-24 months
  • Rates: Starting at 8-11%
  • Loan Size: $100K - $5M

Developers / Ground-Up

Construction financing for small-scale development and new builds.

  • LTC: Up to 80-85%
  • Land Leverage: Up to 50%
  • Draw Structure: Inspection-based
  • Rates: Starting at 10-13%
  • Loan Size: $200K - $10M

How It Works

1

Submit Your Scenario

Fill out the form with property details, numbers, and exit strategy. Takes 5 minutes.

2

Get Terms Fast

We review your deal, experience, and asset. You'll get indicative terms within 24 hours.

3

Underwrite & Close

Valuation, title, entity docs, insurance—then we fund. Typically 5-10 business days.

4

Execute & Exit

Rehab, rent-up, or build out. Then sell, refinance, or hold per your plan.

Submit Your Scenario

About North Star Capital

North Star Capital provides fast, common-sense hard money financing to experienced real estate investors, landlords, and developers nationwide. We specialize in asset-based lending for fix-and-flip, BRRRR, rental acquisitions, and ground-up construction projects.

Who We Serve

We work with active investors who understand their markets and have a clear exit strategy. Whether you're flipping single-family homes, building small multifamily projects, or scaling a rental portfolio, we focus on the deal fundamentals: property value, location, borrower experience, and viable exit plans.

Our Approach

We underwrite to the asset, not arbitrary credit boxes. If the numbers make sense and you have a track record, we can move quickly. Most term sheets go out within 24 hours, and we can close in as little as 5–10 business days when needed.

Markets

We lend nationwide with deep experience in the Southwest, Midwest, and select growth markets. We avoid highly speculative land plays and focus on properties with clear comps and realistic valuations.